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Maple Capital Limited provides short-term vehicle-secured loans to everyday Nigerians — fast approvals, transparent terms, and a team you can trust.
From application to cash in your account in as little as 24 hours.
Complete a simple form with your details, vehicle info, and the amount you need. No long queues.
Our licensed valuers conduct an independent professional assessment of your vehicle.
Receive your decision quickly. We review your documents and confirm your loan terms clearly.
Funds hit your account within 24–48 hours of collateral verification. Simple as that.
Founded to provide fast, transparent, and accessible credit to those the traditional banking system has left behind.
I got my loan in less than 48 hours. The process was smooth, the team was professional, and the terms were crystal clear. Maple Capital truly delivers.
As a trader, quick access to cash is everything. Maple Capital gave me ₦3 million within 72 hours. I stocked up and tripled my profits that month.
I had an emergency and needed funds fast. Maple Capital came through when the banks could not. The customer care team was incredibly helpful throughout.
Join hundreds of Nigerians who trust Maple Capital to unlock their financial potential.
We are a Nigerian financial services company committed to bridging the credit gap through fast, structured, and secured lending.
Maple Capital Limited was incorporated to directly address one of Nigeria's most persistent economic challenges — the inability of millions of creditworthy Nigerians to access timely, affordable financing.
Despite being Africa's largest economy, a significant portion of Nigeria's adult population — particularly salary earners, traders, and SME owners — remain underserved by the traditional banking system.
Maple Capital changes this by using motor vehicles as collateral to provide short-term, secured loans with fast approval, transparent pricing, and a professional experience every step of the way.
24 to 48 hours from collateral verification to cash in your account.
All vehicles are insured, physically retained, and valued by licensed professionals.
Clear terms, no hidden charges, and a team genuinely dedicated to your success.
Short-term, secured, and straightforward — built for the way real Nigerians live and work.
Simple, transparent fee structure with no hidden charges
Rigorous vehicle valuation by licensed independent evaluators
Comprehensive vehicle insurance — Maple Capital as loss payee
Tenor extendable by mutual agreement
Formal loan agreement executed before disbursement
Credit bureau checks to ensure responsible lending
Check our eligibility criteria and find out if you can access a Maple Capital loan today.
Our rigorous credit assessment protects all parties. Here is exactly what we look for:
Contact our team today and start your application journey.
Estimate your repayment before you apply. Transparent, no surprises, ever.
* Indicative estimate. Actual terms depend on your credit assessment and vehicle valuation. Contact us for a precise quote.
Ready to apply or have questions? Our customer care team is here to help every step of the way.
"Our customer care team is trained to guide you through every step of your loan journey — from your first question to final disbursement."
Maple Capital Customer Care
Maple Capital Limited ("we", "our", or "the Company") is committed to protecting the privacy of our clients, website visitors, and prospective borrowers. This Privacy Policy explains how we collect, use, store, and protect your personal information in accordance with the Nigeria Data Protection Act (NDPA) 2023.
We collect personal information necessary to assess your loan application and provide our services, including:
We do not sell your personal information to third parties. We may share your data with licensed credit bureaus, vehicle valuation professionals, our insurance partners, and regulatory authorities as required by law. All third parties are bound by confidentiality obligations.
We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, loss, or misuse. All physical and digital records are stored securely and accessed only by authorised personnel.
Under the NDPA 2023, you have the right to access, correct, or request deletion of your personal data. Contact us at support@themapleng.com or 09110003000.
We retain your personal data for as long as necessary — typically no longer than 7 years after your last transaction with us.
For privacy-related enquiries: support@themapleng.com | 09110003000
By accessing this website or applying for a loan with Maple Capital Limited, you agree to be bound by these Terms and Conditions.
All loans are subject to eligibility assessment. Maple Capital Limited reserves the right to approve or decline any application at its sole discretion based on creditworthiness, vehicle valuation, and other risk factors.
All loans require a motor vehicle as collateral. Upon disbursement, the borrower's vehicle will be retained in Maple Capital's secured vehicle yard for the entire loan tenor. The borrower will not have access to the vehicle during this period.
The applicable interest rate will be clearly disclosed before you accept your loan offer. All fees are disclosed clearly and transparently before you accept your loan offer. No hidden charges apply.
Repayment terms are as agreed in your Loan Agreement. Failure to repay within 30 days of the due date will constitute default, and Maple Capital reserves the right to liquidate the collateral vehicle through licensed dealers to recover the outstanding balance.
In the event of default, Maple Capital will issue formal written notice. If not remedied within the cure period, the Company may exercise its right to sell the collateral vehicle. Excess proceeds after recovering all outstanding amounts will be returned to the borrower.
All collateral vehicles must be comprehensively insured for the duration of the loan tenor, with Maple Capital Limited named as the loss payee.
These Terms are governed by the laws of the Federal Republic of Nigeria. All disputes are subject to the exclusive jurisdiction of Nigerian courts.
For questions about these Terms: support@themapleng.com | 09110003000
